Short term van insurance is available for anyone who is not looking for a full term 12 month policy. There are many instances where this might be the case, such as if you need to use a van for delivery, for moving house, or for a short term business plan. In any case when you only need van insurance for between a day and a month, short term van insurance offers a cheaper option than full term insurance.
Compare Short Term Van Insurance
In this day and age, with the internet and huge meta-comparison companies, it is easier than ever to compare short term van insurance deals to find a bargain that is right for you. Comparison websites offer you an easy guide to the range of prices and policies, and with a little time and effort you could save a lot of money by finding yourself the best deal.
When you are searching for short term van insurance you should take into account the different types of policy available, as well as the duration of time that you need to take insurance out for. The basic policy types are as follows:
- Third Party- This is the most basic and cheapest type of van insurance available, but provides the least comprehensive cover. It pays full compensation to the other person if you are involved in an accident, but does not pay out for theft or damage to your own vehicle. It is ideal if you want to save pennies, but will be costly in the event that you are not covered. Third party van insurance is the basic legal requirement in the UK.
- Third Party, Fire And Theft- the next level of cover is third party, fire and theft, which offers the same cover as third party plus cover against a fire or theft of your vehicle. It still does not pay out damages to your vehicle in the event of an accident.
- Fully Comprehensive- This is the most comprehensive van insurance available, and covers you for all of the above, plus damages to your vehicle, person, and property in the case of an accident. It is also the most expensive.
- Commercial And Courier insurance- If you are looking for short term van insurance for commercial reasons or to provide a courier service then it is likely that you will need extra cover for the goods and to cover the business.
Whatever policy you need, be sure to shop around and compare short term van insurance so that you get the best deal.
Short Term Van Insurance For Europe
If you plan on taking out some sort term van insurance but are travelling to Europe, be sure that your insurance has you covered. Because the UK is a part of the EU there are not many complications associated with driving there. However, it is important to inform your insurance provider where you will be driving. You can usually add European cover to an existing policy without much hassle, for an extra fee. It can be wise to also take a travel insurance when staying in Europe for a longer time.