Temporary car insurance, also known as short term, is a type of vehicle insurance that provides coverage for a shorter period than a standard 12-month policy. Admiral temporary car insurance is a great option if you need car insurance quickly and don’t want to commit to a 12-month policy. Its short-term car insurance is from one hour to 60 days.
With Admiral, you can get fully comprehensive coverage, even if your existing policy is third party, fire, and theft. In addition, its temporary car insurance can include business use. This means that you will have a higher level of cover than just relying on your ‘driving other cars’ extension, which in most cases provides third-party cover only.
Unfortunately, if you are not currently insured with Admiral motor insurance, you cannot buy its temporary car insurance. However, Veygo temporary car insurance does not require you to have an existing policy. Veygo, a subsidiary of Admiral, is a temporary car insurance provider in the UK. They offer coverage for learner drivers, car sharers, and drivers of borrowed cars. Veygo policies are typically more affordable than Admiral policies, and they can be purchased online or over the phone.
What is Admiral Temporary Car Insurance Designed For?
Admiral’s comprehensive car insurance policy provides coverage for driving in England, Wales, Scotland, and Northern Ireland. If you drive in Europe, your policy covers the minimum cover level needed for the country that you’re driving in.
Whether you’re sharing a car with a loved one, borrowing a vehicle for a weekend getaway, or adding a second car to your existing policy, Admiral Temporary Car Insurance offers four options to suit your specific needs:
- Car Sharing Insurance: Share your car with family, friends, or colleagues by including an additional or temporary driver on your policy. The Car Sharing Insurance protects both the owner’s No Claims Bonus and the temporary driver in the event of a claim. It covers you for one hour to 30 days.
- Learner Driver Insurance: Veygo by Admiral offers comprehensive coverage for provisional licence holders who want to learn to drive in a family member or friend’s car, provided the owner has a full UK driving licence. The flexible cover is available from 2 hours to 90 days and won’t affect the main policyholder’s No Claims Bonus if a claim is made while learning.
- Temporary Additional Vehicle Cover: Add a second car to your existing Admiral policy for up to 30 days without the hassle of starting a new policy. This is ideal if you’re selling a car and need to keep it insured for a few days before the new owner takes over.
- Drive Away Insurance: If you purchase a new car, you may require temporary insurance to either drive it home from the dealership or cover you until the renewal date of your existing car’s policy if a few weeks remain.
Eligibility for Admiral Temp Insurance
To be eligible for Admiral temporary car insurance, you must be the policyholder of an existing Admiral car insurance policy. This means there are no extra eligibility criteria to purchase Admiral Temporary Car Insurance. You simply need to amend your existing policy. To be an Admiral car policyholder, you must:
- Be a UK resident aged 17 or over
- Have a valid UK driving licence
- Not have been disqualified from driving in the past three years
- Not have more than six points on your driving licence
- The car needs to be registered in the UK and must be no more than forty years old
While other insurance providers impose time limits on buying temporary car insurance before coverage starts, Admiral lets you purchase it anytime.
Admiral Temporary Car Insurance Cost
The cost of Admiral Temporary Car Insurance will vary depending on a number of factors, including the type of car you are driving, your age, your driving experience, and your postcode/location. However, you can expect to pay around £40 for one hour insurance, £70 for one day insurance, £140 for one week, and £280 for one month insurance.
Levels of Admiral Temporary Car Insurance
While some temporary car insurance policies only offer third-party coverage, Admiral’s temporary car insurance provides comprehensive coverage as the standard level of protection. This means you’ll be covered for damage to your own car, damage to other people’s property, and injury to other people. Comprehensive coverage also includes protection for personal belongings and hire cars.
In addition to comprehensive coverage, Admiral offers two other levels of temporary car insurance:
- Third Party Fire and Theft: This level of cover protects you against damage to other people’s property and injury to other people, as well as fire and theft of your own car.
- Third Party Only: This is the lowest level of cover and only protects you against injury to other people.
The level of coverage you choose will affect the cost of your temporary car insurance. Comprehensive coverage is the most expensive, followed by Third Party Fire and Theft, and then Third Party Only. You can also add optional extras to your Admiral Temporary Car Insurance policy, such as windscreen cover, modification cover, legal motor protection, key care cover, car hire cover and breakdown cover.
Is Admiral Temporary Insurance Good?
Admiral Temporary Insurance is a suitable option for short-term needs: you can add a car, a driver, or both. It is an ideal choice for insuring a borrowed car, a rental car, or adding a teenager as a driver. It provides fully comprehensive coverage, even if your existing policy is third party, fire, and theft. Additionally, it offers temporary business car insurance. However, if you are not currently insured with Admiral motor insurance, it cannot offer you temporary cover. Fortunately, Veygo, its subsidiary, offers temporary car insurance even if you don’t have an existing policy.
Admiral Temporary Car Insurance: Affordable Option for Short-Term Insurance in the UK
Admiral Temporary Car Insurance offers an affordable solution for drivers who need short-term car insurance. With various coverage options to choose from, Admiral can provide you with the protection you need for various situations, including car sharing, learner driver insurance, temporary additional vehicle cover, and drive away insurance. Whether you’re borrowing a car for a weekend getaway or adding a second car to your existing policy, Admiral Temporary Car Insurance can help you get the coverage you need without the hassle of a long-term commitment.
Also read more about the Admiral Black Box Insurance.