Insurance is a critical requirement for every driver and vehicle owner. It covers the driver and the owner against liabilities and injuries while also ensuring their financial security. However, insurances are expensive before even accounting for fuel costs, repair and maintenance costs. Considering all these costs, it becomes challenging to get a good and cheap short term van insurance. For this reason, there are insurers providing van insurance for a month, among them Insure4aday and Tempcover.
One Month Van Insurance Cover
Anyone who is not looking for annual insurance cover can access short term van insurance. In some instances, you need a van for a short period. For example, if you are delivering goods or moving a house in the short term, it is cheaper to get a cheap short term van insurance cover. If you are driving the van for just a day, then get van insurance for 1 day and if you are driving it for between 1 and 28 days, get a monthly van insurance cover. If you wish to take the van to any EU country, you will need short term van insurance. Short term van insurance for Europe has varying prices. To get cheap short term van insurance, you will need to compare the prices. Compare the Market will help you get a more affordable deal. If you want to compare the prices further, also consider Money Supermarket.
Compare Short Term Van Insurance
Today, due to internet accessibility and technology, you can easily compare short term van insurance while at your home. The advantage of comparison sites is that they save you the time, effort and cost of visiting various insurers. You also get to compare the process and policies so that you can get the best bargain for you. Among the policies available are:
- Third Party Policy. This is the most basic and cheapest van insurance short term cover you can get. However, it has the least comprehensive cover. In case you are involved in an accident, it compensates the other party, while you are left to repair your car and pay your medical bills. Also, it does not cover your vehicle against fire and theft. It is a legal requirement for any van to have at least third party van insurance 1 month. It is a cheap deal if you want to save some money but the most expensive if you are faced with a risk.
- Third Party Fire and Theft Policy. It covers the person you are involved in with an accident, and also cover your van against fire and theft. However, the cover does not compensate you in case of damages resulting from an accident.
- Fully Comprehensive Policy. This is the most expensive and comprehensive policy. It covers you against all the risks in the other above polices, while it also covers your van against damages, injuries to your passengers and other properties that you damage in an accident.
- Commercial and Courier Insurance. This is short term van insurance for commercial reasons. It is critical to people offering courier services. Besides, these people also need extra cover for goods and the business.
First, think of a plan van insurance and once you decide on the policy that you want, shop around so that you can get cheap temporary van insurance.
Short Term Courier Insurance
Courier insurance and van insurance 1 month is necessary if you are thinking of getting into courier business. The demand for deliveries to our front doors is increasing every day. In case you are self-employed, you need to get a short term courier insurance cover for your business. Otherwise, you will be liable for any liabilities in case of an accident or injury you cause. There are many courier insurers and to step up your revenue, you need to factor in the cost of insurance in your income. Failure to take a plan courier insurance could land you in jail or get a fine or points.
Short Term Business Van Insurance for Europe
If you wish to hire a van for a short period to do business, you need to make a few considerations. The first thing is, be honest and transparent with your insurer. For instance, if you are moving a house, you need to provide him with details of the particulars. If you are involved in an accident while transporting goods other than those you indicated to the insurer, be sure there will be no compensation. You will have to bear the whole burden and any claims resulting from the accident. To insure your car is a real gamble and; hence you need to decide whether you want suitable insurance for some extra cash or non-suitable monthly van insurance. However, we advise you to get a temporary van insurance cover that is suitable. Also, ensure to pay monthly van insurance premiums so that the insurer can compensate you if you make a claim.
The other thing you need to be transparent and honest about is where you will be taking the van. If you want to take the short term business van to Europe, inform the insurer. Otherwise, your insurance will not be valid. In this case, we recommend that you get short term van insurance for Europe. Make sure to close all loopholes that could make the insurer not to compensate you.
Third, be honest with the time you will be driving the van. Whether it is a 1 day or 1 week van insurance or van insurance 1 month, the insurer needs to know the duration you will be driving. For temporary van insurance cover, you are only insured for the time you have agreed with the insurer. Past that, you are not insured. Driving past the insured duration will land you in jail.
Short Term Van Insurance for Europe
If you are planning to travel to Europe, ensure that you have short term van insurance. However, in as much as the UK is in the EU, you need to inform the insurer where you will be taking the van. If you already have an existing insurance policy, you can add short term van insurance for Europe. This will, of course, require an extra fee. If you will be staying longer in Europe, then it is best to take travel insurance.
6 Month Van Insurance
A 6 month van insurance is almost the same as all other kinds of policies. This is an insurance cover that protects the van and the driver for 6 months. The insurer deducts the policy after every month instead o a lump sum. This will help you to track your cash flows. If you have a strained budget, then you can consider getting 6 month car insurance, which is flexible since you can adjust the payments based on your most suitable payment date. Besides, you can always change the policy from time to time since it is not a long term contract.
However, 6 month van insurance is expensive compared to a normal annual policy. Most insurers charge higher monthly insurance premiums for a 6 month van insurance while they do not charge for upfront payments. Others will charge for an advance deposit on your monthly van insurance. Therefore, make sure to read the policy carefully before deciding on the insurer to cover you.
How to Get Cheap 6 Month Van Insurance
You must choose the right short term van insurance UK. However, getting cheap van insurance for 6 months can be hectic. Hence, you will need to shop around to get one. You can compare insurance prices and policies online and get a wide range of insurance quotes. All you need to do is to provide details of your preferred insurance policy and then you can view the results.
If you do not have a negative record of reckless driving and your car is in good condition, it is very easy to get a policy. It is important that you repair your car after any damage, secure your car and park it in secure places. If you have any violation in your record, the insurer will charge a higher price. Therefore, make sure to obey traffic rules and do not be in a hurry while driving. Finally, ensure that hat you are honest with the insurer when taking van insurance short term cover. Finally, make sure to follow the terms of the policy.