Insurance

risk-sharing

Insurance as a form of risk sharing

Insurance is a very common term used in our day-to-day life. Ideally, insurance is a form of risk management and this is clearly defined in law and economics. It might be hard to digest that insurance falls under risk management but a simple definition of the term will certainly help you to understand this. The …

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The business model of an insurance company

The best part of starting your own insurance agency is the fact that it is not an impossible task and anyone of us with the right spirit can certainly set up their own insurance agency with of course a little basic knowledge of the insurance field. Most of us feel that insurance is a very …

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Cheap car insurance for students

The UK law requires that every driver have car insurance. If you are a student and you wish to drive, you need student car insurance. You will notice that most insurers are very reluctant when giving car insurance to students. It is because young people are categorized as a risky group. Between January 2018 and …

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Rental Car Insurance

A specialized rental car insurance policy can save you a lot of money. The biggest cost of car rental is most usually the insurance. Rental car insurance covers one in the event that a hired car is stolen or damaged. You can purchase the insurance from a rental car company or from a third party. …

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Professional indemnity insurance physiotherapy

Professional indemnity insurance for physiotherapists in UK

Physiotherapist insurance, also known as physical therapist insurance, physiotherapy professional indemnity insurance or physiotherapy liability insurance, is a type of insurance coverage designed to protect physiotherapists and their businesses from financial losses resulting from lawsuits or claims alleging negligence, malpractice, or other professional liabilities. You must have some form of professional liability insurance in order …

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canoe instructor insurance

Canoe instructor insurance

Canoe instructor insurance is a requirement if you are going to teach people to canoe as a job. Crashing through rapids, skirting whirlpools and paddling up stream. All great fun! Teaching other people these skills can be very rewarding. If canoeing is your passion being able to teach it for a living is a dream. …

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out door adventure insurance

Out door adventure insurance

Out door adventure insurance! The great outdoors, fun to be had everywhere. Rock climbing, canoeing, assault courses all great experiences. What happens if you have an accident though? Will your insurance cover it? Or is there insurance in place at the outdoor center? Every out door adventure center should have insurance in place, public liability …

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dog insurance uk

Dog insurance

Dog insurance? My husband said I was crazy. “Why would you insure a dog?” he said. I replied “Annie is not just a dog she is my best friend, I love her more than you! So why shouldn’t I insure her? It makes sense if she get sick the vet bills are covered.” Not so …

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when do you need home insurance

Do I need home insurance?

Is your home, and everything in it, adequately protected? While building insurance, often required by mortgage lenders, protects the structure of your home against specific events, Home insurance goes beyond that. It can cover both building and contents coverage, such as furniture, belongings, and even providing additional aspects like personal liability and accidental damage coverage. …

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Car insurance, photo by Navigator84 - Own work, CC BY-SA 4.0, https://commons.wikimedia.org/w/index.php?curid=50156719

Do I need car insurance?

Do I need insurance to tax my car? No you do not need car insurance to tax your car. You can tax  your car over the phone without a certificate of car insurance. Although you do need to be insured at the time of taxing your vehicle, the DVLA will check you have insurance in place. Do …

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