Classic cars are attractive and if you have one or you are planning to own one, it is best if you compare classic car insurance. If you are insuring a classic car, note that most of the early classic cars lack safety features like safety belts, ABS and rollover protection. Vehicle insurance companies are aware of this and where most of these cars are locked up in garages. To get the best deal, you can use online classic car insurance price comparison sites.
Types of Classic Cars
For classic car insurance price comparison, it is important to note that there are three types of classic cars in the UK. They are; post-vintage (1930s), vintage (1919-1930) and veteran (before 1918). If you are thinking of insuring a classic car, then you need to compare classic car insurance UK and know what is covered. This is because it can be difficult to find spare parts of cars that have not been in production for almost a century. Consider how often you use your classic car; is it often in the garage in the better part of the year or do you only use it for races? If you only use it for races, then it is economical to take a one day classic car insurance. Ensure that the classic car insurer covers potential damage to spectators and passengers.
If you sell classic cars, you can consider getting 6 months car insurance that will cover the vehicle for only the time it will be in the garage. It is also useful if you drive classic cars only when the weather is favorable. Also, consider classic car insurance groups.
Classic Car Insurance Under 25
To qualify for classic car insurance under 25, you must be between 18 and 24 years. Also, you need to meet the following requirements.
- The car age of the car should be at least 20 years.
- The maximum mileage of the car must be a maximum of 3000 or 5000 miles per year.
- Young drivers must have a license for at least 12 months.
How Cheap is Classic Car Insurance?
Before buying heritage classic car insurance, it is important to compare prices online. You can use Money Supermarket to compare prices online and get a cheap classic car insurance quote. Compare the Market also compares quotes from different brands, hence you can go compare classic car insurance. You might find that classic car insurance is cheaper than a standard car insurance policy. If you are wondering why is classic car insurance so cheap, it is because they are well maintained by the owners.
In most cases, collectible car insurance usually covers our classic car for the agreed value without considering depreciation. Classic car insurance companies rely on documented valuation guides like old car report prices to determine the value of classic cars. Normally, the value of classic cars increases, especially if they are well cared for.
Classic Car Insurance Ireland
Classic car insurance prices are higher in Ireland compared to other places in the UK. However, if you do not use your classic car daily, you can get a cheaper quote. This is because the less you drive, the less you pay and when you insure two or more class cars, you qualify for a multi-car discount.
You can get extra benefits like windscreen cover, motor rescue and travel Europe. The windscreen cover covers damage to your windscreen, windows and dents and scratches caused by broken glasses. The travel Europe benefit gives you 31 days coverage to drive within the European Union. Motor rescue benefit gives you 24-hour roadside assistance within Ireland.