A typical home insurance is renewed annually. However, like any other form of insurance, insurers strive to sell to you a policy that will suit your needs rather than providing a one-size-fits-all. A 6-month home insurance is one of the modified covers that are available in the UK. It is often purchased if you intend to leave your house unoccupied for up to 6 months.
There are times when it is necessary to leave your property unoccupied for renovation purposes or when you want to take a vacation. In such a case, you need to get a short term home insurance to cover your house against damages while it is empty. Most of the insurers do not offer full-term insurance policies for houses that are left unoccupied for periods longer than 30 days.
Home insurance Northern Ireland is compulsory or highly recommended for property owners. It covers your home against damages that may result from fire, floods or lightning. It can be costly to rebuild or repair a house after the accident has occurred. Therefore, it is best to get a cheap house insurance Northern Ireland.